AX Garage Equipment are not a finance company. We do not provide regulated lending, offer credit agreements in our own name, or act as a lender in relation to customer purchases.
Where payment instalment options, leasing, or other finance solutions are discussed, these services are typically arranged through independent third-party finance providers, subject to their own eligibility checks, terms, and approval processes.
Any finance-related information we may share-such as examples of monthly payments or indicative rates-is provided for general guidance only and does not constitute financial advice, a credit offer, or a commitment to lend.
Our business is, supplying the equipment you wanted and needed. However, 35 years in business selling workshop equipment has introduced us to the services of several finance companies who want to help customers buy the equipment they need.
Whether you're an independent garage, the managing director of several franchise garages or just planning to expand your current business by investing in a new MOT bay for instance, it can all add up to be extremely expensive.
AX Garage Equipment use several Finance Companies to meet customers financial requirements and needs. A Finance Company will very often use their own funds, react quickly and have flexibility with their decisions, its been known for some of our customers to have been offered a finance package within hours.
Equipment Leasing: Equipment leasing is a financing solution that enables businesses to obtain the equipment they need without the upfront expense of a major purchase. It allows you to acquire equipment without reducing working capital, as the finance company purchases the equipment and leases it back to you in exchange for fixed monthly rentals. VAT is calculated and paid on the monthly rentals, which can further reduce initial costs."}]}
Business Hire Purchase: With business hire purchase, a finance company buys the equipment on your behalf and then rents it to your business under a structured agreement, allowing you to use the asset immediately without paying the full purchase price upfront. Repayments are set out in a tailored plan designed to align with your cash flow and budget, typically paid monthly or quarterly over an agreed term. The arrangement can be used for a wide range of business-critical assets-such as garage equipment, MOT testing equipment, vehicle lifts, ADAS equipment, wheel alignment equipment making it a practical option when you need to preserve working capital for day-to-day operations.
At the end of the agreed term, the finance company usually provides the option to take ownership of the asset for a nominal fee, sometimes referred to as an option-to-purchase amount. This means you can spread the cost of larger or higher-value equipment into predictable, manageable payments while working toward owning the asset outright at the end of the contract. Business hire purchase is often chosen by organisations that want the long-term benefits of ownership-such as retaining the equipment for ongoing use, standardising assets across sites, or avoiding frequent replacement cycles-while still maintaining financial flexibility throughout the repayment period.
If you’re considering financing your next equipment purchase and want a flexible way to spread the cost while keeping your cash flow available for day-to-day operations, we can help. Financing can be a practical option for a wide range of workshop and garage equipment-whether you’re upgrading an existing setup, replacing essential machinery, or investing in new tools to expand your services. If this approach sounds like the right fit for your needs and you’d like more information about available options, eligibility, and next steps, get in touch with us today by emailing axgarageequipment@gmail.com.
